We present a valuation model for pricing a gold derivatives trade. The trade can be structured to synthesize a typical gold-miner’s hedge, specifically, a swap in which one party receives long-term interest rates and pays a blend of short-term interest rates and short-term gold lease rates.

Spirituality is a natural human predisposition. It is more primal than institutional religion and concerns a person’s sense of connectedness with self, others, and the world (or cosmos). Kate Adams Bishop Grosseteste University College Lincoln & Brendan Hyde Australian Catholic University
Preface: Edna’s story of her struggle with the death of…[Read more]

Up close and personal: J. E. Kennedy points out that “45% of people in one particular study reported an initial reaction of fear to their spiritual-psychic experiences.” Categorization is well-known and well-proven process in the human mind. In my experience it is clear that my experience which was and still is unexplainable under the normal sta…[Read more]

We present a model for pricing a path-dependent, equity-linked payoff. Here a bounded price return is calculated from an underlying index at certain pre-specified dates. The total return at maturity is given by the sum of the bounded price returns above, but where a specified number of the highest of these returns are set to a cap value.

A model is presented for pricing an American call option on stock. The option tenor is n years, and its strike price is increased every anniversary. It has also the following feature: if the stock price stays in excess of 200% of the current strike price during 10 consecutive trading days. The seller can issue a notice to the buyer that one half…[Read more]

The parapsychologist, Daryl Bem, through successfully repeated experiments demonstrated that precognition experiments do, in fact, produce consistently successful results. It began with Daryl Bem’s 2011 article about his original experiments which produced very significant results. That article got a lot of other researchers interested. Also,…[Read more]

“Experience has shown pastoral caregivers that individuals do seem to cope better if they can “actualize” their spiritual experiences in times of crisis.”
A substantial amount of interest in spiritual experiences recently appears to be from a re-emergence of interest from the (unofficial) pastoral school of thought in psychology. For ins…[Read more]

1. Motivation: Spiritual beliefs as a Drive or Motivation.
When you talk to “spiritual people” – spiritual beliefs are not just a motivation but a very profound source of inspiration and a powerful drive. In contrast spirituality as a motivation is conspicuously absent from much of academia proper. Beginning in 2017, I did substantial research.…[Read more]

1. Motivation: Spiritual beliefs as a Drive or Motivation.
When you talk to “spiritual people” – spiritual beliefs are not just a motivation but a very profound source of inspiration and a powerful drive. In contrast spirituality as a motivation is conspicuously absent from much of academia proper. Beginning in 2017, I did substantial research.…[Read more]

In Ingela Visuri’s study of autistic spiritual experiences, what struck me is the very distinct character of the autistics’ experiences. In Ingela Visuri’s words, “unexplainable sensory experiences” – invisible touch, invisible presence (i.e. bodies), and even imaginary friends. It would stand to reason that since this peculiar type of…[Read more]

George Barton, PhD: “Disaster and sorrow compel either a soul or a nation to seek anew the foundations of life. Times of sorrow are accordingly times of religious growth. The Babylonian exile was no exception. Indeed, the influence of this exile upon the religion of Israel was enormous. This was in part due to the fact that the exile was the e…[Read more]

We are shaped by our thoughts; we become what we think. And It is crystal clear that some psychologists play with human consciousness as if it were their toy! Human consciousness is not psychologists’ personal plaything!

“We are shaped by our thoughts; we become what we think. When the mind is pure, joy follows like a shadow that never…[Read more]